Terms of Service

Stenger & Stenger, P.C. (we, us), is a debt collector, as defined by 15 U.S.C. §1692(a)(6), and this is an attempt to collect a debt. Any information obtained by us will be used for that purpose.

You have read the Stenger & Stenger, P.C. Privacy Policy.

You acknowledge that Stenger & Stenger PC is a debt collector.

Online Payments

By making an online payment, you agree to the following terms.

You accept the Terms & Conditions and wish to proceed with making a payment.

You understand that despite making a payment or scheduling a payment plan, you may still have legal obligations related to the account(s).  You further acknowledge that despite your payment(s) the creditor and/or Stenger & Stenger, P.C. may pursue certain legal actions.

You understand that the balance on your account may not accurately reflect recent payments sent to the offices of Stenger & Stenger, P.C. due to delays in the receipt and application of payments, particularly those payments sent by courts and third-parties.

Portal Account Creation

You acknowledge that you am a party to any file(s) for which you create an Account. You also agree that if you are accessing any information on the website that you are the consumer on the accounts serviced by Stenger & Stenger, P.C. or you are authorized by the consumer to access any and all accounts related to the consumer which are serviced by Stenger & Stenger, P.C.

Legal Disclaimer

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

Email & Text Consent Disclosure

To communicate with you via email, Stenger & Stenger, P.C. requires your consent. By consenting to communicate with Stenger & Stenger, P.C. via email, you confirm and agree to the following.

  • You have read the Stenger & Stenger email communications policy and disclosures, and you authorize Stenger & Stenger to communicate with you by email;

  • The email address you provide above is a personal email address and not provided by your employer;

  • By providing your work or government email address, you acknowledge and consent to the receipt of communications from the debt collector at this address, and you acknowledge that third parties may have access to these communications. By providing your work or government email address, you understand and waive any claims regarding third-party disclosure of such communications;

  • Only you have access to emails sent to and from the email address provided above;

  • You agree to take reasonable precautions to ensure the non-disclosure of email communications with Stenger & Stenger, P.C., which may contain private, sensitive, and/or confidential information;

  • Notwithstanding the foregoing, to the extent that any third-party disclosure of email and/or voicemail communications with Stenger & Stenger, P.C. occurs, you consent to the disclosure of the same to such third parties;

  • You are not represented by an attorney;

  • You are not an active member of the United States Military or its Allies; and

  • Your account(s) have not been discharged in bankruptcy.

  • Your account(s) is/are not part of any pending bankruptcy proceeding.

  • You are not a petitioner in any pending bankruptcy proceeding.

  • You authorize Stenger & Stenger to provide any account-related documents to the authorized email address.

  • If you make or schedule a payment plan or make a payment before 8:00 AM or after 9:00 PM in your local time zone, and you have agreed to receive email communications regarding your account(s), you then agree to receive emails related to your activity within the payment portal at or near the time of your activity.

By providing consent you are acknowledging that this is a private, non-business-based email address and authorize Stenger & Stenger, P.C. to send electronic communications via email.

Email & Text Consent

You have read the Stenger & Stenger P.C. Email communication policy and disclosures, and youauthorize Stenger & Stenger. P.C. to communicate with you about this account by email.

By providing your phone number, you are providing consent under the Telephone Consumer Protection Act (“TCPA”) to receive phone calls and text messages from Stenger & Stenger about your account if necessary.

You understand that if you wish to opt-out of email communication with Stenger & Stenger, P.C., you can click here to opt out.

Last updated at: Jun 30th 2025

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2618 E Paris Ave SE Grand Rapids, Michigan 49546 USA